Home / Layaway
LayawayThree months to pay for it
Layaway is the oldest arrangement in retail and it still works: we hold the piece, you pay it off, and it goes home when it is paid. No application, no credit check, nobody to approve you.
The terms
All of it, in plain words
Set up at the counter, in person. Nothing about layaway happens on this website.
- Minimum purchase
- Over $300.
- How long you have
- Three months, and ninety days is the maximum.
- To start it
- Half down.
- The month after
- Half of what is left.
- The third month
- Paid in full, and it goes home with you.
- If you cancel
- What you have paid comes back to you as store credit, less a 20% restocking fee.
- What it covers
- First floor purchases. Our own furniture, gifts and decor.
- What it does not cover
- Anything from the second floor. Those pieces belong to independent vendors, not to us, so they are not ours to hold.
Worth knowing
Before you start one
- The piece stays here until it is paid off. That is what layaway is. It is put aside with your name on it and nobody else can buy it.
- There is no interest and no finance charge. The price when you start it is the price.
- It is not credit and there is no approval. Nobody runs your credit and nobody can turn you down.
- Ask at the counter about your particular piece. If something about the arrangement does not fit your situation, say so and we will talk about it.
Ask about layaway
Come in Wednesday through Saturday, or call 814-780-2207 first if you want to check something.