Home / Paying over time
Paying for itIf you would rather not pay it all at once
Two arrangements, both for first floor purchases, and both set up in person. Nothing about either one happens on this website and we take no money on it.
Layaway, which needs nobody's permission
We hold the piece with your name on it, you pay it off over three months, and it goes home when it is paid. There is no application, no credit check and nobody who can turn you down. There is no interest either: the price when you start is the price.
It is for first floor purchases over three hundred dollars. The full terms, including what happens if you cancel, are written out plainly rather than buried.
Financing, through Snap
For a larger purchase, or a special order you want to spread out, we work with Snap Finance. You can apply from your phone before you come in, or at the counter while you are here. It takes a few minutes.
That is Snap's decision and not ours. We help you apply, they decide, and we are not going to pretend otherwise or tell you what your answer is going to be. Whatever they offer you comes from them, so read it before you sign it.
Opens Snap Finance. We do not see your application and we are not told anything about your credit.
What we are not going to tell you
- That you will be approved. Snap decides that, not us, and anybody in a furniture shop who tells you otherwise is guessing with your credit.
- A rate or a monthly payment on this page. Those come from the lender and depend on you, so a number here would be decoration at best and misleading at worst.
- Anything about the second floor. Those pieces belong to independent vendors. Neither layaway nor financing covers them, because they are not ours to hold or to sell on terms.
- That you have to decide today. There is no deadline on any of this and nothing here is going to be cheaper if you hurry.
Ask us about a particular piece
Call 814-780-2207, or come in Wednesday through Saturday and we will go through it at the counter.